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Alternative channels of banking 1.
Alternative banking channels. In the traditional banking system customers need to. Alternative banking channels abc refers to other banks platforms that enable bank customers to transact their businesses without necessarily visiting bank halls or carrying cash. It is also known as e banking electronic banking online banking virtual banking direct banking and high tech banking. Pdf on jan 1 2011 vm.
Alternative banking channels are faced with risks including performance risk financial risk and operational risk among others. Lets now analyze some important data from the table to help us decide what is are the more suitable adcs. Hence abc includes electronic payment platforms such as automated teller machine atm point of sale pos mobile banking web internet banking amongst others abu 2016. According to howcroft 1993 alternative distribution channels provides convenient alternatives to branch banking.
With these platforms one can pay for. Alternative banking is alternative options for process banking transactions other than traditional means. These occurrences can have a negative effect on the financial performance of the banks. Alternative channels alternative banking as the name suggest is the newer method of carrying on banking operations 2.
Atm automatic teller machine 2. An empirical study of public and private sector banks find read and cite all. Alternative delivery channels are prone to issues including customers reluctance to use electronic interactions for wealth management decisions cyber attacks on portals server maintenance in order to support high traffic and unauthorized access and fraudulent transactions.
